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Goals: What I expect to accomplish here

I’ve learned through the years that I stay more motivated when I have an established plan and setup some goals for myself.  So, now that I actually took the plunge to start this blog it’s time to focus...

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Lessons Learned in Home Renovations

Last year my husband and I set out to purchase our first home which could either be move in ready or require some home renovations. Our budget was set at $240k and our goal was to find a 3bed/2bath...

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5 ways we trimmed our budget to pay down debt

As I wrote about recently, my home remodeling project was over budget by $33k.  As you can imagine our savings took a big hit due to this and we are a bit house poor at the moment. So this year we had...

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DIY Projects and More

This past week and weekend I was very busy working on some DIY projects at home.  These were projects that had been pending for a while so it was time to tackle them.  Unfortunately, this left me with...

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Our move during Hurricane Sandy

Aftermath of Hurricane Sandy This weekend marked our one year anniversary move in date.  October 27, 2012 was the day we finally moved into our first home. We had just gone through 3 months of home...

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Home Maintenance Costs: Year 1

As I wrote in my previous post our move in date to our newly renovated home was October, 27, 2012. This means that we have now lived a full year in our home.  I had always heard from other homeowners...

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Home Heating: Costs,Thermostat Settings and Ways to Save

When I first moved into my home last year I didn’t know how to best set the heating thermostat.  I moved in late October so it was something I needed to deal with right away.  Both my husband and I had...

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Hosting Thanksgiving Dinner with an Island Twist

This year I decided to host Thanksgiving for the very first time.  I think we will end up having 6 to 7 people including my husband and I.  I don’t know what came over me a few weeks ago that I felt...

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Second Degree Burns: How to treat and heal

Special Note:  I am writing this post because it was difficult to find specific articles on second degree burns when I was dealing with this issue.  So I decided to contribute information on this topic...

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Water Heater Drama…Again!

Happy December everyone! Hope you all had a nice Thanksgiving.  Mine went well as I decided to host for the very first time. In the end, I cooked my own turkey and survived.  Yay!  However, a week...

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My Frugal Christmas Tree

I’m not very big on Christmas decorations but I usually put a pre-lit Christmas Tree.  Last year, when we moved into our new home,  I decided I should update my 10-year-old 3.5 foot Christmas tree so I...

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Pride of Home Ownership

I’ve been thinking lately about the pride of home ownership.  Since we became homeowners last year we have done quite a bit of renovations.  It was a fixer upper but we saw the potential in it and we...

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My Sweet Brownie Memories

 Today’s post is from my husband, Richie, who recently caught the blogging bug and has decided to contribute to the family blog.  Recently, I went shopping for food at the local supermarket and bought...

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Lessons Learned in 2013

As the sun sets on 2013 it’s time to look back on the year and reflect on the lessons learned. This was our first full year as homeowners and we had a huge learning curve ahead of us.  The year...

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Looking Ahead to 2014

Last week I wrote about Lessons Learned in 2013 and how this year we plan to continue finding ways to save money by reducing our expenses.  This will help us payoff our credit card debt sooner and...

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Important Tips to avoid Frozen Pipes in your Home

As most of you know the major part of the United States is being blanketed by arctic temperatures right now. The low today in my town was 3 degrees with a wind chill factor of -15.  The same is...

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The Growing Pains of Homeownership

  The Snow Storms My homeownership experience this week has been all about worrying. We have been dealing with the wild swing in temperatures including the extreme polar vortex as many of you have....

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Cell Phones and Sump Pumps

As I wrote about in my Lesson Learned in 2013 post this year we plan on making the switch from Verizon Wireless to another cell phone provider as our contracts are up and we are paying way to much for...

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Emergency Fund: Why Every Homeowner Needs One

I’ve written a few posts about our home maintenance costs and surprise repairs that have been needed for our home in the past year.  Last year we had to replace our air conditioning and water heater....

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Three Practical Ways we Saved $520 a Month Last Year

Last week I wrote about how we’re saving for our home emergency fund and I mentioned that last year we were able to reduce our expenses by $400 a month.  After doing a year-end review of our finances I...

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